IKEA Projekt Map Review – Forbes Advisor

IKEA® Project credit card* vs. Citi Custom Cash℠ Card

The Citi Custom Cash℠ card earns a uniquely designed 5% cash back reward on purchases in a higher eligible spend category each billing cycle, up to the first $500 of spend each month and 1% cash back on all other purchases and can be used anywhere Mastercard is accepted. The no annual fee card also offers an introductory APR of 0% on balance transfers and qualifying purchases for 15 months. After that, the variable APR will be 16.99% to 26.99%, depending on creditworthiness. There is also a balance transfer fee of 5% of each balance transfer; At least $5.

For those planning a number of home renovations or remodels and want to take advantage of financing (albeit with a more limited window of opportunity), Citi Custom Cash may be a better bet than the IKEA Projekt Card, d especially since it can be used at other stores and to earn rewards in other categories.

The IKEA Projekt card is best for ongoing renovations or redesigns with IKEA only, but for others a card like the Citi Custom Cash will likely have more long-term utility.

IKEA® Project credit card* vs. IKEA® Visa® credit card*

If Comenity, the issuing bank, has combined the IKEA® Visa® credit card* and the IKEA Projekt card, they would have a solid credit card. The IKEA Visa Card does not offer any introductory financing options, but earns 5% rewards on IKEA purchases, including Traemand installation and TaskRabbit assembly services, 3% cash back on restaurant purchases, d groceries and utilities and 1% cash back on all purchases. other purchases made with your IKEA Visa credit card.

Those looking to finance purchases with 0% introductory APR periods at IKEA will want to carefully review the IKEA Projekt terms before applying. Those who want rewards to be earned on purchases at IKEA and elsewhere, but see themselves spending those rewards only at IKEA should consider the IKEA visa. Those who want more flexibility in a credit card rewards system should wake up and realize that they’ve found themselves at home in a showroom and need to navigate the world. real.

IKEA® Project credit card* vs Triple Cash Rewards Visa® Upgrade

With vague advertising, the Triple Cash Rewards Visa® upgrade doesn’t immediately clarify that the card actually offers lines of credit with payment plans, not your standard credit card revolving line of credit. For this reason, we encourage each potential Upgrade Triple Cash Rewards Line of Credit applicant to read all terms and conditions carefully. With lines of credit from $500 to $20,000 and unique rewards of 3% unlimited cash back on home, auto and health categories and 1% unlimited cash back on everything else, the card could be a attractive option for those who may not qualify for traditional credit. card with awards on home furnishings.

For those who want financing with rewards and are willing to risk a loan disguised as a credit card, upgrade Triple Cash Rewards may offer an easier repayment plan, since monthly payments are a fixed amount and not subject to renewable interest rates. like with a credit card.

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